The focus of the article is on the Green paper on Mortgage Lending the European Commission presented early 2005, following a wide consultation of both consumers' and banks' representatives. The article shows the many implications such a regulatory attempt could bring on mortgage contract law and stresses - by comparing the European and the American situation- the consequences an indiscriminate opening of the mortgage credit market could have in Europe too. Finally, the article suggests some issues a forthcoming Directive on that subject should address.
Mortgage credit contracts and the Green Paper on Mortgage Credit- Controls on Transparency and Fairness.
VOLANTE, Raffaele
2007
Abstract
The focus of the article is on the Green paper on Mortgage Lending the European Commission presented early 2005, following a wide consultation of both consumers' and banks' representatives. The article shows the many implications such a regulatory attempt could bring on mortgage contract law and stresses - by comparing the European and the American situation- the consequences an indiscriminate opening of the mortgage credit market could have in Europe too. Finally, the article suggests some issues a forthcoming Directive on that subject should address.File in questo prodotto:
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